/* ============================================================================
   بیمه و پرداخت — از «بیمه-پرداخت.dc.html»؛ مقدارها از توکن‌ها.
   ============================================================================ */


.sy-pay-page { background: var(--sy-white); }

/* پایه‌ی دکمه‌ها — در طرح درون‌خطی بود. */
.sy-page .btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; font-weight: 700; text-align: center; }
.sy-page .btncta { font-size: 16px; color: var(--sy-white); background: var(--sy-cta); border-radius: 13px; padding: 14px 22px; box-shadow: 0 10px 22px -10px rgba(0,0,0,.4); }
.sy-page .btnsec { font-size: 16px; color: var(--sy-primary); background: var(--sy-white); border: 2px solid var(--sy-primary); border-radius: 13px; padding: 12px 22px; }

/* ---------------------------------------------------------------- ظرف مشترک */
.sy-arch-in { max-width: 1180px; margin: 0 auto; padding: clamp(32px, 4.5vw, 54px) clamp(16px, 4vw, 40px); }

/* ------------------------------------------------------------------- هیرو */
.sy-arch-hero { background: linear-gradient(180deg, var(--sy-surface), var(--sy-hairline)); }
.sy-arch-hero .sy-arch-in { padding-block: clamp(28px, 4vw, 50px); }
.sy-arch-eyebrow { display: inline-block; font-size: 15px; font-weight: 700; color: var(--sy-primary); }
.sy-arch-title { margin: 10px 0 14px; font-size: clamp(27px, 4vw, 40px); line-height: 1.3; font-weight: 800; color: var(--sy-ink); }
.sy-arch-lead { margin: 0; max-width: 64ch; font-size: clamp(17px, 2vw, 19px); line-height: 1.9; color: var(--sy-body); }

.sy-pay-hero-cta { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 24px; }

/* --------------------------------------------------------------- سه مسیر */
.sy-pay-paths { background: var(--sy-white); }
.sy-pay-paths-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 18px; }
.sy-pay-path { border: 1px solid var(--sy-border); border-radius: 20px; padding: 26px 24px; background: var(--sy-surface); }
.sy-pay-path-ic { width: 52px; height: 52px; border-radius: 15px; background: var(--sy-surface-tint); display: flex; align-items: center; justify-content: center; margin-bottom: 14px; }
.sy-pay-path h2, .sy-pay-inst-step h3 { margin: 0 0 8px; font-size: 19px; font-weight: 800; color: var(--sy-ink); }
.sy-pay-path p { margin: 0 0 12px; font-size: 15.5px; line-height: 1.9; color: var(--sy-body); }
.sy-pay-path a { font-size: 15.5px; font-weight: 700; color: var(--sy-primary); }

/* ------------------------------------------------------------------ بیمه */
.sy-pay-ins { background: var(--sy-surface); }
.sy-pay-ins h2, .sy-pay-inst h2, .sy-pay-budget h2, .sy-pay-faq h2 { margin: 8px 0 10px; font-size: clamp(22px, 2.8vw, 28px); font-weight: 800; color: var(--sy-ink); }
.sy-pay-sec-lead { margin: 0 0 22px; max-width: 64ch; font-size: 16.5px; line-height: 1.9; color: var(--sy-body); }
.sy-pay-steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 16px; margin-bottom: 22px; }
.sy-pay-step { background: var(--sy-white); border: 1px solid var(--sy-border); border-radius: 18px; padding: 22px; }
.sy-pay-step-num { display: flex; align-items: center; justify-content: center; width: 38px; height: 38px; border-radius: 11px; background: var(--sy-primary); color: var(--sy-white); font-weight: 800; margin-bottom: 12px; }
.sy-pay-step h3 { margin: 0 0 7px; font-size: 17px; font-weight: 800; color: var(--sy-ink); }
.sy-pay-step p { margin: 0; font-size: 15px; line-height: 1.85; color: var(--sy-body); }
.sy-pay-insurers { background: var(--sy-white); border: 1.5px solid var(--sy-tint); border-radius: 20px; padding: 24px; }
.sy-pay-insurers h3 { margin: 0 0 10px; font-size: 18px; font-weight: 800; color: var(--sy-ink); }
.sy-pay-insurers p { margin: 0; font-size: 15.5px; line-height: 1.9; color: var(--sy-body); }
.sy-pay-insurers-row { display: flex; gap: 10px; flex-wrap: wrap; }
.sy-pay-insurers-row span { font-size: 15px; font-weight: 700; color: var(--sy-primary); background: var(--sy-surface-tint); border-radius: var(--sy-r-pill); padding: 9px 17px; }

/* ----------------------------------------------------------------- اقساط */
.sy-pay-inst { background: var(--sy-white); }
.sy-pay-inst-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 16px; margin-bottom: 22px; }
.sy-pay-inst-step { border: 1px solid var(--sy-border); border-radius: 18px; padding: 22px; }
.sy-pay-inst-step p { margin: 0; font-size: 15px; line-height: 1.85; color: var(--sy-body); }
.sy-pay-note { background: var(--sy-surface-tint); border: 1.5px solid var(--sy-tint); border-radius: 16px; padding: 18px 22px; }
.sy-pay-note p { margin: 0; font-size: 16px; line-height: 1.95; color: var(--sy-ink-2); }

/* ----------------------------------------------------------------- بودجه */
.sy-pay-budget { background: var(--sy-surface); }
.sy-pay-budget-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 18px; }
.sy-pay-budget-card { display: block; background: var(--sy-white); border: 1px solid var(--sy-border); border-radius: 20px; padding: 24px; }
.sy-pay-budget-card h3 { margin: 10px 0 8px; font-size: 19px; font-weight: 800; color: var(--sy-ink); }
.sy-pay-budget-card p { margin: 0; font-size: 15.5px; line-height: 1.9; color: var(--sy-body); }

.sy-pay-faq { background: var(--sy-white); }
.sy-pay-faq h2 { margin-bottom: 18px; }
/* --------------------------------------------------------------- سؤال‌ها */
.sy-qa-list { display: flex; flex-direction: column; gap: 12px; max-width: 860px; }
.sy-qa { background: var(--sy-surface); border: 1px solid var(--sy-border); border-radius: 16px; padding: 4px 22px; }
.sy-qa summary { display: flex; align-items: center; justify-content: space-between; gap: 14px; padding: 18px 0; font-size: 18px; font-weight: 700; color: var(--sy-ink); cursor: pointer; list-style: none; }
.sy-qa summary::-webkit-details-marker { display: none; }
.sy-qa summary svg { flex: none; transition: transform .18s ease; }
.sy-qa[open] summary svg { transform: rotate(180deg); }
.sy-qa-a { padding: 0 0 18px; }
.sy-qa-a p { margin: 0 0 10px; font-size: 16.5px; line-height: 1.95; color: var(--sy-body); }
.sy-qa-a p:last-child { margin-bottom: 0; }

.sy-pay-final { background: var(--sy-surface); }
/* --------------------------------------------------------- دعوت پایانی */
.sy-dark-cta { background: linear-gradient(135deg, var(--sy-primary), var(--sy-primary-dark)); border-radius: 28px; padding: clamp(30px, 4.5vw, 52px); text-align: center; }
.sy-dark-cta h2 { margin: 0 0 14px; font-size: clamp(23px, 3.2vw, 32px); font-weight: 800; color: var(--sy-white); }
.sy-dark-cta p { margin: 0 auto 26px; font-size: clamp(16px, 1.9vw, 19px); line-height: 1.9; color: rgba(255,255,255,.9); max-width: 56ch; }
.sy-dark-cta-row { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }
.sy-dark-cta-row .btncta { display: inline-flex; align-items: center; gap: 9px; font-size: 18px; font-weight: 700; color: var(--sy-white); background: var(--sy-cta); border-radius: 14px; padding: 16px 30px; box-shadow: 0 12px 26px -10px rgba(0,0,0,.4); }
.sy-dark-cta-ghost { display: inline-flex; align-items: center; gap: 9px; font-size: 18px; font-weight: 700; color: var(--sy-white); background: rgba(255,255,255,.14); border: 1.5px solid rgba(255,255,255,.45); border-radius: 14px; padding: 14px 28px; }